Stop Paying Interest.
Stop Paying

Interest.
Earn Interest.
Stop Paying Interest.
Stop Paying

Interest.
Earn Interest.
Earn Interest.
Get Started
Earn up to         % APY 

4.58

Who said cash on the sidelines can't be growing? Park your money in low risk government bonds and earn up to 5.38% in the process. With backing from the US Federal Government, it is time to lock in rates and choose comfort with Silo.

4.58

5.38

Choose rates
based on
your risk!
Be paid by
Companies
Turn the tide by lending to your favorite companies. Rather than paying that credit card interest to Amex, have them pay you! Earn up to 9.73% from investment grade corporations that you know. Feeling confident? Invest in high-yield bonds and earn even more.
Choose rates
based on
your risk!
Government
Bonds
Inflation
Protected
$500K SIPC
Insurance
12x National
Savings Rate
Earn up to         % APY
Who said cash on the sidelines can't be growing? Park your money with us for free and earn 3.83% in the process.
Who said cash on the sidelines can't be growing? Park your money in low risk government bonds and earn up to 5.38% in the process. With backing from the US Federal Government, it is time to lock in rates and choose comfort with Silo.
Save

5.38

Be paid by
Companies

Turn the tide by lending to your favorite companies. Rather than paying that credit card interest to Amex, have them pay you! Earn up to 9.73% from investment grade corporations that you know. Feeling confident? Invest in high-yield bonds and earn even more.
Invest
Invest in Bonds
Turn the tide by lending to your favorite companies. Rather than paying that credit card interest to Visa, have them pay you!
Turn the tide by lending to your favorite companies. Rather than paying that credit card interest to Visa, have them pay you! Earn the risk-free rate from our nations largest debtor or earn from individual companies in no time.
Invest
Create

Funds
Personalized
Need that down payment for your dream house? With our goal-oriented portfolios, you can conveniently create and invest towards any of your life targets. Finance responsibly by identifying your risk level and timeline. Coming out in 2025.
Choose rates
based on
your risk!
Choose rates
based on
your risk!
Create
Personalized
Funds
Need that down payment for your dream house? With our goal-oriented portfolios, you can conveniently create and invest towards any of your life targets. Finance responsibly by identifying your risk level and timeline. Coming out in 2025.
Coming Soon

How You Can Make The Most Of Silo

Why Invest?

Investing is an effective way of working your money while also saving for the future, whether it be towards a personal goal or just for peace of mind. Silo allows you to earn a market leading savings rate or even beat it by investing in bonds.

Bonds vs Stocks

Two words: Lower Risk. Rather than analyzing astrological patterns or scouring Reddit forums, Silo gives you the easy option to choose consistent interest payments over rollercoaster emotional adventures provided by the stock market. Additionally, the inadequate performance of the stock market and rising interest rates have led to bond yields soaring.

Corporate vs Goverment

Corporate Bonds: These include any bonds offered by companies on the market. Based on the credit rating, they are either classified as investment-grade or high-yield (junk).

Government Bonds: Offered by the U.S. Federal government, these can either be bills, notes, or bonds. Seen as risk-free, investors earn lower rates but get peace of mind.

Inflation Investing

One of the best decisions to make during periods of inflation is to make your cash work. Idle cash decreases your purchasing power due to it's inability to keep up with inflation. Instead, invest in Treasury Inflation Protected Securities (TIPS). TIPS are great since they adjust your principal based on current inflation data. Stay ahead in the race against inflation by investing in TIPS today!

Automated
Investing

Gone are the days where you spent a fortune for an hour with a financial advisor just to receive a few sentences of advice. Silo uses dynamic suitability to keep track of your latest financial needs with an entire laundry list of fixed income offerings for you to take advantage of. Save towards a goal, lend to a specific company, and even set up recurring payments to invest worry free!

Bear Market
Investing

The great thing about a bear market is that it is beneficial to bond rates. Bonds are an ideal safe haven during times when the indices fall, as volatile markets cause investors to flee to safer investments. That being said, fragile companies could default on interest payments, so be sure to choose highly rated bonds on Silo!

Why Invest?

Investing is an effective way of working your money while also saving for the future, whether it be towards a personal goal or just for peace of mind. Silo allows you to earn a market leading savings rate or even beat it by investing in bonds.

Bonds vs Stocks

Two words: Lower Risk. Silo gives you the easy option to choose consistent interest payments over rollercoaster emotional adventures provided by the stock market. Additionally, the inadequate performance of the stock market and rising interest rates have led to bond yields soaring.

Corporate vs Government

Corporate Bonds: These include any bonds offered by companies on the market. Based on the credit rating, they are either classified as investment-grade or high-yield (junk).

Government Bonds: Offered by the U.S. Federal government, these can either be bills, notes, or bonds. Seen as risk-free, investors earn lower rates but get peace of mind.

Inflation Investing

One of the best decisions to make during periods of inflation is to make your cash work. Idle cash decreases your purchasing power due to it's inability to keep up with inflation. Instead, invest in Treasury Inflation Protected Securities (TIPS). TIPS are great since they adjust your principal based on current inflation data. Stay ahead in the race against inflation by investing in TIPS today!

Automated Investing

Gone are the days where you spent a fortune for an hour with a financial advisor just to receive a few sentences of advice. Silo uses dynamic suitability to keep track of your latest financial needs with an entire laundry list of fixed income offerings for you to take advantage of. Save towards a goal, lend to a specific company, and even set up recurring payments to invest worry free!

Bear Market Investing

The great thing about a bear market is that it is beneficial to bond rates. Bonds are an ideal safe haven during times when the indices fall, as volatile markets cause investors to flee to safer investments. That being said, fragile companies could default on interest payments, so be sure to choose highly rated bonds on Silo!