Silo Disclosures

General Disclosures​​

Silo Financial LLC (“Silo”) is a registered investment adviser located in Austin, Texas. Brokerage services are provided to Silo Clients (“Clients) by Interactive Brokers LLC (“IBKR”), a registered Broker-Dealer that is member FINRA and SIPC. When you use this website, you accept and agree to Silo’s Terms of Use and Privacy Policy. Silo Financial LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Any subsequent, direct communication by Silo Financial LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Silo Financial LLC, please contact the state securities regulators for those states in which Silo Financial LLC maintains a registration filing. A copy of Silo Financial LLC’s current written disclosure statement discussing Silo Financial LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Silo Financial LLC upon written request. Silo Financial LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Silo Financial LLC’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Fee Disclosures

In certain situations, clients may be participating in a promotional program offered by Silo. For promotional programs offered through an influencer or marketing campaign, refer to the disclosures linked on the campaign’s page. For example, a promotional program may look like a certain period of free months after which the subscription will start. Once ended, clients may have to agree and acknowledge that the free period has ended and they will be subject to fees. Qualifying periods such as “7 days to deposit” are applicable for deposits initiated during the qualifying period. They do not need to be settled.

Cash Sweep Disclosures

The cash sweep program is made available in coordination with Interactive Brokers. Uninvested cash participates in IBKR’s Insured Bank Deposit Sweep Program, which allows clients to obtain up to $2,500,000 of FDIC insurance in addition to existing $250,000 SIPC coverage for total coverage of $2,750,000.

Cash deposits in the account are offered interest rates based on IBKR’s interest rate policies. Accounts with a Net Asset Value (“NAV”) of $100,000 or more are paid the full interest rate that IBKR dictates. Accounts with NAV of less than USD $100,000 receive interest rates at rates proportional to the size of the account. Additionally, no interest is earned on the first $10,000 of cash. Rates are subject to change.

Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo. By reading this material, you acknowledge, understand and accept the foregoing. All third-party trademarks (including logos and icons) referenced by Silo remain the property of their respective owners, are intended to identify the corresponding third-party goods and services and to constitute nominative fair use under applicable trademark laws.

Interactive Brokers LLC is a registered Broker-Dealer, Futures Commission Merchant and Forex Dealer Member, regulated by the U.S. Securities and Exchange Commission (SEC), the Commodity Futures Trading Commission (CFTC) and the National Futures Association (NFA), and is a member of the Financial Industry Regulatory Authority (FINRA) and several other self-regulatory organizations.  Interactive Brokers does not endorse or recommend any introducing brokers, third-party financial advisors or hedge funds, including Silo Financial LLC.  Interactive Brokers provides execution and clearing services to customers.  None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Interactive Brokers makes no representation, and assumes no liability to the accuracy or completeness of the information provided on this website. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com. The Interactive Brokers logo is a registered trademark of Interactive Brokers LLC.

US Government bond rates based on the 1-month Treasury bill as of 09/13/2023., Investment grade bond yields are based on S&P ratings for bonds available on Silo. The cutoff for an investment grade bond is BBB-.

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